A Cape Town motorist involved in a crash he claimed was not his fault, is seeing red after his insurance company rejected his claim almost a year after the incident occurred, reports IoL.

Erlo Goshai is now warning other motorists to read the fine print when entering into contracts with their insurance company to make sure they are adequately covered.

Goshai said he has been in a fight with his insurer, Insurance Underwriting Managers (IUM) since he got into an accident with his luxurious BMW M235i on 7 March, that has since been written off.

Goshai, who was a IUM client for a decade, said the insurance company hung him out to dry.

His insurer informed him that he had violated one of its clauses.

The clause read: ‘Duty of care: You must take all reasonable precautions and all reasonable care to prevent or minimise loss, damage, injury or liability.’

In November Goshai laid a complaint to the office of the Ombudsman for Short Term Insurance, who, to his dismay, had no better news for him.

The ombudsman, Relebogile Mashego, said IUM had not been at fault for rejecting the claim.

Full IoL report