Legal Articles and Guides
Consumer Protection Law
Would you like a qualified Lawyer to assist you with your Consumer Protection Law question today? The new Consumer Protection Act is going to have a huge impact on virtually every business in South Africa. Are you covered? Would you like a qualified Lawyer to assist you with your Consumer Protection Law question today?
The National Consumer Commission has proposed a wide-ranging shake-up of legislation to enhance consumer protection and clean up the local holiday ownership and timeshare industry. The Mercury reports this will include the appointment of an ombudsman to rule on future complaints and possible banning of marketing practices long used to lure consumers.
Discovery has moved swiftly to seal the document to contain possible fallout after hundreds of its clients had personal information such as names, ID numbers and contact details disclosed in court papers that have been accessed by third parties. Discovery said yesterday the data was never publicly disclosed and it had taken steps to comply with the Protection of Personal Information Act, notes BusinessLIVE.
Discovery Life has disclosed detailed personal information about roughly 1 000 clients in court documents it lodged as part of a Gauteng High Court (Johannesburg) application against one of its former brokers, says a Moneyweb report. Devan de Meyer resigned from the firm to join independent broking house MedBond.
Hackers using state-of-the-art technology stole and defrauded South Africans out of R250m in a single year, according to the SA Banking Risk Information Centre (Sabric) when releasing the latest digital banking crime statistics yesterday. It revealed that in 2017 cyber-criminals were involved in 13 438 online‚ mobile and Internet banking attacks, and the total sum siphoned off in all digital banking-related crimes during that year was R250m.
The Legal Resources Centre (LRC) has welcomed a High Court decision that Magistrate's Courts should be the first port of call for financial institutions seeking judgment against their clients, where matters fall within the lower courts' monetary jurisdiction. According to a GroundUp report, the LRC argued that 'measures must be taken to reduce the economic, social and geographical barriers that prevent a respondent's access to court' as required under the Constitution.
The ANC is claiming victory in its lawsuit over exorbitant water tariffs against the City of Cape Town, which apparently conceded to its demands, says a Cape Argus report. However, lawyers letters show the city is refusing to agree that it will not cut the water supply of defaulting consumers. The ANC in the Western Cape filed a class action in the Western Cape High Court on behalf of four residents, that seeks to have all water and sanitation tariffs increases set aside.
From February next year, litigants – especially big corporates and financial institutions – will no longer simply be able to haul the public before the Gauteng High Court (Pretoria) when it is convenient for them. A Pretoria News report says a full Bench – led by Pretoria Deputy Judge President Aubrey Ledwaba – ruled that from 2 February, civil actions, where the monetary value claimed was within the jurisdiction of the Magistrate’s Courts, should be instituted in those forums.
The Right2Know campaign and Privacy International (PI) have applied to intervene as amici curiae in the matter of amaBhungane challenging the government on the law around spying on citizens, says a News24 report. AmaBhungane filed an application in the Gauteng High Court (Pretoria) last year, making a case that Rica (the Regulation of Interception of Communication and Provision of Communication Related Information Act) is unconstitutional.
In an outcome described by the Daily Maverick as a victory for the protection of personal information from corporate recklessness, Vodacom has coughed up R1.2m in an out-of-court settlement for handing over forensic investigator Paul O'Sullivan’s personal information to jailed former underworld boss Radovan Krejcir's legal team in 2014.
An acknowledgement of debt (“AOD”) is when a debtor admits his debt responsibilities. The debtor admits that he be indebted a sum of money to the
creditor and accepts to reimburse the amount on terms agreed upon amongst the parties involved.
The Credit Ombud, Nicky Lala-Mohan, says it seems there is still widespread abuse of the garnishee order system to deduct debt repayments from employees, despite a far-reaching Constitutional Court ruling tightening up the issuing of these orders. In September 2016, the Constitutional Court confirmed a High Court ruling by Judge Siraj Desai that aspects of the enforcement of emolument attachment (EAO) were unconstitutional, notes a report on the IoL site.
Recent groundbreaking judgments in the Randburg Magistrate’s Court in which it was accepted that ‘digital letters of demand’ are similar in status to conventional registered post should be embraced by the justice system, according to one expert. A report in The Witness notes the court found a digital registered SMS or e-mail complies with regulations in the ECT Act, which has requirements relating to the legality of electronic messages.
Herbex has been found to be in violation of the advertising standards code for using unjustified testimonials claiming efficacy of its Attack the Fat product in an advertisement. The Advertising Standards Authority (ASA) ruled against the advertisement, and will instruct its members not to run it, reports GroundUp.
Western Cape High Court Acting Judge Keith Engers’ ruling in Truworths Ltd and Others v Minister of Trade and Industry and Others means credit providers are no longer compelled to use payslips and bank statements as validation of income.
The Commission for the Promotion and Protection of the Rights of Cultural, Religious and Linguistic Communities has been flooded with letters from Christian consumers complaining that most food and beverages in their supermarkets are certified halaal, says a City Press report.
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