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3rd Party claims

Do you have a legal issue which requires an attorney who has knowledge about 3rd Party claims? Are you a third party who has suffered damages? Do you need assistance with advice on who to sue? There are attorneys who specialise in 3rd Party claims who can assist you!




3rd Party claims - Full article


A third party is defined as a person or group apart from two others, who are primarily involved in a legal transaction, such as an individual and her insurer.

The third party in an insurance claim is the person who has suffered a loss because of your actions and who lodges a claim against you; the first party is you, the person insured; and the second party is your insurance company, which is responsible for settling the claim; and the third party is anyone, apart from you, to whom you have caused damage. It extends beyond natural persons to juristic persons, such as businesses.

In vehicle insurance, the third party is most likely to be the driver of the other car in an accident that you caused, but it may be a retailer, for example, if you drove your car through a shop window. Some policies may exclude certain people in their definition of third party, such as members of your household. 

Legally, a third party claim is a derivative lawsuit brought by a defendant in an original lawsuit, claiming that another new party being brought in is responsible for or should share in the plaintiff's damages against the defendant.



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