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Are you a victim of a motor vehicle accident? Has your home been burgled? Are you a victim of theft or robbery? Ask a qualified Lawyer to assist you with your Insurance Law question today!

Insurance Law


Have you been involved in a motor vehicle accident in which your car has been damaged? Are you currently insured by a registered insurance company? Is your insurance company refusing to pay out to fix your car ? What about your insurance excess or your no-claims bonus - What happens to that?

Were you the sole cause of the accident? Is the other party attempting to claim damages from you? Has your house burnt down? What happens with the insurance claim?

These are all questions that our qualified Lawyers can assist you with. We have a whole panel of Lawyers who can assist you with advice regarding your Insurance Law question today!

Most recent Articles posted

Santam's exposure to KZN floods exceeds R3bn

Santam estimates that its gross exposure to the recent KZN floods is around R3.2bn, reports Fin24. However, as its reinsurers will foot most of the bill, the net impact on SA's largest short-term insurer will be approximately R500m.


Liberty backs down over R10m claim

A North West widow has successfully challenged insurance giant Liberty's refusal to pay out more than R10m in life cover for her husband.


Ruling a ‘game-changer’ for insurance underwriting

KGA Life Limited, a funeral insurance underwriter specialising in group schemes, has lost yet another Western Cape High Court case involving a financial services provider.


Sasria to pay most riot claims by month end

The SA Special Risk Association (Sasria) has said it is on track to pay 80% of the claims stemming from the 2021 unrest in Gauteng and KZN by the end of March.


3Sixty lambastes PA over curator removal bid

3Sixty Global Solutions Group  has laid into the Prudential Authority (PA) for its ‘desperate’ attempt to have the provisional curator of underwriter 3Sixty Life, which it chose itself, removed.


Life insurer paid for Numsa official’s birthday party

National Union of Metalworkers general secretary Irvin Jim scored a R40 000 birthday party, and his daughter a laptop, thanks to a life insurance company owned by the Numsa workers trust.


Ombud navigates pandemic-era accident claims

New rules under the National Road Traffic Amendment Act will effectively introduce the total prohibition on the use and consumption of alcohol by all motor vehicle operators on public roads.


Insurance industry welcomes R11bn Sasria funding

The SA Insurance Association (Saia) has backed the R11bn in funding for the SA Special Risks Insurance Association (Sasria) announced in the Mini-budget, saying that unless the state-owned insurer is supported by the government, holders of insurance policies may not get cover for unrest-related events in future.


Santam makes headway on business interruption claims

Santam is making headway in settling business interruption claims originating from the Covid-19 pandemic, outgoing CEO Lizé Lambrechts said yesterday following the release of the group’s half-year results to end of June 2021.


Don’t Risk Consequential “Loss of Profits” Damages: Check Your Contracts and Insurance!

One of the risks you run in any business is being sued for losses you cause to someone else. Although normally your risk of legal liability is linked to the claimant proving some form of negligence on your part (i.e. the onus is on the claimant to prove your negligence), there are exceptions.


Hawks investigate duo in insurance scandal

Insurance giants Santam, Hollard, Old Mutual and Guardrisk have, between them, lost R944m after financial intermediary Insure Group Managers dumped the cash it collected from the insurers’ customers into its own investments, according to revelations by the Daily Maverick’s investigative unit Scorpio.


Battle looms over insurance policy cancellations

Richard Spoor Attorneys has launched an application at the Financial Services Tribunal to review the Prudential Authority’s decision to allow Constantia Insurance to cancel more than 5 000 life policies after it converted its licence from a short-term to a non-life insurer due to changes in legislation.


Old Mutual Insure pays R500m for business claims

Old Mutual Insure has said it has made more than 300 payments totalling about R500m for contingent business-interruption (CBI) claims linked to Covid-19 since the onset of the pandemic, though it did not say how many total pandemic-related business loss claims it had received.


Insurance broker sued over business interruption cover

A Tsitsikama adventure business, Untouched Adventures, has filed notice in the Western Cape High Court to sue its insurance broker, PSG Konsult Limited, for R4.7m for negligence in failing to ensure the firm had business interruption cover that would have been triggered by the Covid-19 lockdown last year. 


SCA ruling sets precedent for insurance claims

A recent decision of the SCA – which will have an important impact on SA’s insurers – centred on the rejection of an insurance claim on the basis that a person who was not the policyholder, provided false, incorrect or dishonest information to the insurer.


Life companies pay out millions as death toll rises

With a national death toll of more than 41 000 since March last year, life insurance companies have paid out hundreds of millions of rands in Covid-19 death claims.


Santam assessing claims after business interruption rulings

Insurance group Santam says it has started the process of assessing claims related to contingent business interruptions due to Covid-19, including those previously rejected in the months after the national lockdown commenced in March.


Another business interruption ruling against insurer

In yet another setback for insurers, Old Mutual Insure has lost a case against a Cape Town retailer of luxury travel goods that took it on after it refused its business interruption claim following the closure of its flagship store at the V&A Waterfront and other outlets due to Covid-19 pandemic and subsequent lockdown.


Santam fails to persuade SCA to delay Guardrisk case

A last-minute bid by Santam’s lawyers to have Guardrisk’s SCA Covid-19-related business interruption insurance hearing against Café Chameleon postponed so that it could join the appeal in the landmark matter, failed in the SCA yesterday.


Santam to challenge 'business interruption' ruling

SA's largest short-term insurer Santam has, as expected, decided to apply for leave to appeal last week’s decision by a full Bench of the Western Cape High Court that it is liable to pay a hospitality client its full Covid-19 business interruption losses, including those related to the lockdown.





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